Thư Viện Tài Liệu Tổng Hợp

TaiLieuTongHop.Com - Kho tài liệu tổng hợp hoàn toàn miễn phí dành cho mọi người

Hãy sử dụng chức năng tìm kiếm bên dưới để tìm tài liệu trước khi post yêu cầu liên diễn đàn!


LinkBack Ðiều Chỉnh Xếp Bài
Prev Previous Post   Next Post Next
Old 08-03-2012, 05:32 PM
Senior Member
Tham gia: Apr 2012
Tổng số bài gởi: 5,800
Thanks: 1
Thanked 110 Times in 96 Posts
Send a message via Yahoo to die

VOA: How an Allowance Helps Children Learn About Money

ERROR: If you can see this, then [Only registered and activated users can see links. ] is down or you don't have Flash installed.

This is the VOA Special English Economics Report.
Many children first learn the value of money by receiving an allowance.
The purpose is to let children learn from experience at an age when financial mistakes are not very costly.
The amount of money that parents give to their children to spend as they wish differs from family to family.
Timing is another consideration.
Some children get a weekly allowance.
Others get a monthly allowance.
In any case, parents should make clear what, if anything, the child is expected to pay for with the money.
At first, young children may spend all of their allowance soon after they receive it.
If they do this, they will learn the hard way that spending must be done within a budget.
Parents are usually advised not to offer more money until the next allowance.
The object is to show young people that a budget demands choices between spending and saving.
Older children may be responsible enough to save money for larger costs, like clothing or electronics.
Many people who have written on the subject of allowances say it is not a good idea to pay your child for work around the home.
These jobs are a normal part of family life.
Paying children to do extra work around the house, however, can be useful.
It can even provide an understanding of how a business works.
Allowances give children a chance to experience the things they can do with money.
They can share it in the form of gifts or giving to a good cause.
They can spend it by buying things they want.
Or they can save and maybe even invest it.
Saving helps children understand that costly goals require sacrifice: you have to cut costs and plan for the future.
Requiring children to save part of their allowance can also open the door to future saving and investing.
Many banks offer services to help children and teenagers learn about personal finance.
A savings account is an excellent way to learn about the power of compound interest.
Compounding works by paying interest on interest.
So, for example, one dollar invested at two percent interest for two years will earn two cents in the first year.
The second year, the money will earn two percent of one dollar and two cents, and so on.
That may not seem like a lot.
But over time it adds up.
For VOA Special English, I'm Alex Villareal.
You can learn more about economics with MP3s and transcripts of our programs at
And you can find us on Facebook and Twitter at VOA Learning English.

View more random threads same category:
Trả Lời Với Trích Dẫn

Ðiều Chỉnh
Xếp Bài

Quyền Sử Dụng
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is Mở
Smilies đang Mở
[IMG] đang Mở
HTML đang Tắt
Trackbacks are Tắt
Pingbacks are Tắt
Refbacks are Tắt